19/03/2026
That $95 fee? It’s bait. 🎯
Cancel that card and you just:
💀 Killed your credit age
📉 Dropped your score
✈️ Lost premium travel approvals
Smart move?
👉 Product Change it.
Same account.
$0 fee.
Score protected.
Most people learn this AFTER the damage is done.
Follow if you want to play the game like the banks do.