The Points Mom

The Points Mom I will help you accumulate LOTS of miles and points to pay for free family vacations. I will point y

08/31/2026

Through November 4, 2026, there are limited time new and increased offers on the American Express Delta SkyMiles cards. Know that with all of these cards, you get 15% off when using miles to book Award Travel.

One thing I have you consider in the latter half of the year is your status. If you value your Delta status and are close to the next level, consider bringing in a Delta Platinum level or higher because when you get the card, you will get 2500 MQDs in 2026.

Here are the offer details and know with all the offers, you may not be eligible for the maximum welcome offer amount.

Delta SkyMiles® Gold American Express Card-Limited Time Offer: Apply and find out your welcome offer: As High As 80,000 Bonus Miles + Earn a $250 Statement Credit after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership.

Delta SkyMiles® Platinum American Express Card-Limited Time Offer: Apply and find out your welcome offer: As High As 90,000 Bonus Miles + Earn a $300 Statement Credit after you spend $4,000 in purchases on your new Card within the first 6 months of Card Membership.

Delta SkyMiles® Reserve American Express Card-Limited Time Offer: Earn two round-trip Delta Comfort Flight Certificates valid for travel to the U.S. 48, Puerto Rico, or the U.S. Virgin Islands, along with 50,000 Bonus Miles after you spend $10,000 in purchases on your new Card in the first 6 months. A 21+ day advance purchase is required. Taxes and fees up to $80 per person apply

Delta SkyMiles® Gold Business American Express Card-Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.

Delta SkyMiles® Platinum Business American Express Card-Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership.

Delta SkyMiles® Reserve Business American Express Card-Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership.

Reach out if you want to chat about any of it!

08/27/2026

BIlt members can now use their Bilt Cash for Equinox Credits!

Gold and Platinum members get $150 every 6 months, Silver members get $100 every 6 months and Blue members, $75 every 6 months.

To claim your credit, you need to LINK your Bilt acct to your Equinox account and unless your emails are the same on each, the linking will fail. (I know this firsthand).

What can you use the credit for?

-spa services
-studio pilates
-personal training sessions

OR you can do what I did…

I converted my $150 credit for use at the online shop (only). I did this by submitting an “Equinox Gift Card Conversion Request” and got a $150!gift card emailed back to me.

And I used this $150 towards my new sneakers!

Thanks BILT

08/26/2026

Sign-up bonuses are great because even if the card has an annual fee, you feel justified in paying it to get the bonus.

But how do you feel when the fee rolls around the next year and you don’t have the bonus to make you feel better?

I bet many of you feel like you should cancel the card and I am going to say not necessarily…

Think about these things first…

1. Is there a DOWNGRADE option to a NO FEE card. Doing that instead of canceling will keep your credit history and credit line (so ur utilization ratio) intact and won’t affect your credit score. Canceling a card does affect your score.

2. Think about whether any of the card’s benefits that you can EASILY use justifies the annual fee. Here I am talking about Free Nights, Free Bags, Companion Certificates, Flight Discounts, Statement Credits, Paths to Status, etc.

3. No to 1 and 2-just remember tha canceling an older card hurts more than a newer one AND if you will cancel, see if you can move the credit line to another of your existing cards (from that same bank) first.

08/24/2026

3 things to do to access (try to) the Amex Centurion Lounge at the US Open…

1. Make sure your card is linked in your Resy profile.

2. Mark your calendars for 930 (a little before) on the day you are going

3. Make a reservation at the link in this post. (Save this post so you have the link)!

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