Points By J

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Points By J travel points & money pointers ✈️💸

07/04/2025

A strategy refresh will help me reduce my travel budget without sacrificing trips. Are you going to do the same? Follow for more tips to maximize the value you’re getting out of your credit card points

14/03/2025

Can’t stop thinking about this trip. And tagine.

03/03/2025

Full-price is a choice 🛫

17/02/2025

I’ll go first 💧😅

24/12/2024

What travel gift will you give yourself next?

10/12/2024

You can never go wrong by picking a card that aligns with where you spend most

03/12/2024

These discounts are the best I’ve seen available today! If you scored an amazing deal, please don’t keep it to yourself.

21/10/2024

Want the story behind any of these? Let me know 🤍 11. You actually have to invest your IRA, not just deposit money into it…

20/09/2024

Snapped this on vacation, but need this reminder every day.

05/09/2024

What has been the best points deal you’ve snagged for a Euro trip? Any other tips?

01/09/2024

All daises, no oopsies ☀️

19/08/2024

This job requires confronting my fear of failing in public. Daily.
The scarier alternative? The thought of being older & having to wonder “what if…”

05/08/2024

This is why I can’t shut up about credit cards. The value is wild IF you’re paying them off on-time, in-full.

08/07/2024

Big travel outfit Ben-der 🇬🇧🎾☔️🧳

21/06/2024

Another lesson I wish I’d learned in high school 💳

15/06/2024

You cannot tell how wealthy someone is by looking at them. Nice clothes & cars are not indicators of wealth.
In fact, they’re evidence of money that person no longer has.
Money you spend on stuff can’t be invested. Most of us can’t labor our way to wealth.

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The BEST points bonus that Chase has offered on this card in years. Comment “Preferred” for more information on the card. #sapphirepreferred #chase #creditcardbenefits These opinions are my own! They’re not of any bank, credit card company, airline or hotel. Points By J may receive compensation from JPMC if you choose to support my small business by applying for a card through an affiliate link.

This will help you use way fewer points when booking flights & hotels #creditcardtips

⚠️ This tip only works if the parent has strong, responsible credit habits. If you pay your card on time and in full every month, adding your child as an authorized user can help them build credit early—but missed payments can hurt you both. #creditcardpoints #creditcardtips #creditscore

How-to details: check out the options on activities.marriott.com - when you click to book something, you’ll have the option to redeem points! This isn’t sponsored, but I received these experiences as gifts. All opinions are my own. @marriottbonvoy @wsanfrancisco #marriotbonvoy #sanfrancisco

Fees can be sneaky like this, so pay close attention especially when traveling abroad. Comment “Fee” and I’ll send you my blog post with a full list of cards. #travelabroad #europetravel #creditcardtips

Your credit score matters, so cancelation should be a last resort. #creditcardtips #creditscore #creditscoreincrease

$740 in free travel rewards is not shabby, but $2,740? 🤩 Excellent. Comment “Spark” for a link to learn more about this card. Remember: only consider points earning if you have a healthy credit score & always pay off your cards on-time & in-full. If you’re paying interest on a card, that negates any benefits you’re extracting from these rewards. #creditcardpoints #creditcardtips

Share with your crew for easy planning purposes 🥰 #charleston #charlestonsc #girlstrip #girlsweekend

6 ways to start reaping the rewards of your Sapphire Reserve. Comment “Reserve” for more information on the card. #sapphirereserve #chase #creditcardbenefits These opinions are my own! They’re not of any bank, credit card company, airline or hotel. Points By J may receive compensation from JPMC if you choose to support my small business by applying for a card through an affiliate link.

Changes to points earning (vary by fare type): Wanna Get Away: Earn 2 points per $1 (dropped from 6 points) Wanna Get Away Plus: Earn 6 points per $1 (dropped from 10 points) Anytime: No change (it’s still 10 points per $1) Business Select: Earn 14 points per $1 (increased from 12 points) Assigned seating = coming in 2026 Basic fares (Wanna Get Away) won’t get free seat selection #southwestairlines #southwest #travelnews

Champagne taste on a beer budget. Comment ‘stay’ if you want more details on the exact card that gave me this certificate #creditcardperks #marriott #creditcardtips

Any tips to add? Drop them in the comments #creditcardpoints #traveltips #traveldeals

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