30/09/2026
Big changes to credit card travel insurance coming!
Most of the big four Australian banks have announced significant changes to their complimentary credit card travel insurance ahead of the October 2026 surcharge fee changes. These changes include:
Full removal of complimentary travel insurance on some cards
Removal or reducing key benefits like trip cancellation, luggage and travel delay limiting medical cover to specified benefits
These changes have been outlined in recent business media releases, with some of the changes also published by the major banks in their product disclosure statements (PDS) and customer communications.
For travellers, the card cover they think they have might not be there anymore, or it may not do what they expect when something goes wrong. In some cases, card cover is being reduced, changed or removed altogether. That means customers who’ve always said “my card covers me” may find that’s no longer true or no longer true in the way they expect.
If you’ve been relying on travel insurance linked to your card, we recommend that you contact your bank or card provider before you travel to check. For travellers, the card cover they think they have might not be there anymore, or it may not do what they expect when something goes wrong.
Don't forget, Complete Travel can help with Travel Insurance. Please contact us for a quote before your next trip!
