Tom Fisher Real Estate

Tom Fisher Real Estate Tom Fisher is a Real Estate and Mortgage Professional serving the Greater Victoria region.

Tom Fisher is a Real Estate Agent and Mortgage Professional serving the Greater Victoria region. In terms of real estate, Tom brings to the table a multifaceted approach. As a mortgage broker with years of experience in the financial industry, and who has assisted hundreds of families, he became aware there were certain aspects of the real estate experience that were often overlooked or lacked a f

ocus on customer care. Having always had an interest in the market, Tom decided that expanding into real estate offered the perfect opportunity to use his expertise to the advantage of his clients. For Real Estate Inquiries: [email protected]
For Mortgage Inquiries: [email protected]

06/29/2023

Tips For First-Time Homebuyers! 🏡

Tip 1: Get pre-approved for a mortgage! It shows sellers you’re serious and helps you know your budget.

Tip 2: Don’t skip the home inspection! Uncover hidden issues and protect your investment.

Tip 3: Consider your future needs! Don’t outgrow your home too soon.

Tip 4: Stick to your budget! Don’t overspend and stress your finances.

Tip 5: Do your research and get professional help! Knowledge and guidance are key.

If you have any questions please don’t hesitate to reach out

The Bank of Canada has increased the overnight lending rate by 0.25%. This will take the overnight rate from 4.25% to 4....
01/25/2023

The Bank of Canada has increased the overnight lending rate by 0.25%. This will take the overnight rate from 4.25% to 4.50%.

What does this mean?

♦️The Prime rate will be adjusted from 6.45% to 6.70%.

♦️For those with a variable rate mortgage or line of credit you will see an increase to your monthly payment by approximately $15 per month for every $100,000 borrowed.

♦️If you are in a fixed rate this will not affect you.

In positive news, The Bank of Canada has said it expects to hold the policy rate at its current level while it assesses the impact of the cumulative rates increases, which could be a signal we may be at the tail end of this. We are also seeing downward pressure on the fixed rate market and hoping this will continue to decline through 2023.

While todays rate increase was expected, it can be stressful to know what the best plan of action is for you and your family.

If you have any questions about your current mortgage please don’t hesitate to reach out I would be happy to help!

———
📲 250-507-0008
📧 [email protected]
🖥 tomfisherrealestate.ca

01/09/2023

Victoria Market Stats - December 2022

🔻A total of 320 residential properties were sold in the Victoria Real Estate Board region this December.

🔺There were 1,688 active listings for sale on the Victoria Real Estate Board Multiple Listing Service® at the end of December 2022.

🔺The median home selling price increased to $1,283,600

If you’d like to know more about the current market conditions get in contact with me! I’d be happy to answer your questions!

Full report here: https://www.vreb.org/current-statistics .tab=0

———
📲 250-507-0008
📧 [email protected]
🖥 tomfisherrealestate.ca

If you already haven’t heard the Bank of Canada has increased the overnight lending rate by 0.50%. This will take the ov...
12/07/2022

If you already haven’t heard the Bank of Canada has increased the overnight lending rate by 0.50%. This will take the overnight rate from 3.75% to 4.25%. This represents the 7th increase we have seen in 2022.

🔸The prime lending rate will be adjusted from 5.95% to 6.45%.

🔸If you are in an adjustable variable rate mortgage your payment will be increased $30 for every $100k borrowed

🔸If you’re in variable rate mortgage with a static payment your payment will not change, but you may be close to or at your Tigger rate. This is when a portion of your monthly payment will no further be going towards principal and all towards interest. In this case, you may have to increase your monthly payment, or make a lump sum payment to reflect the rate increases to keep your amortization schedule on track.

🔸The good news is the Bank of Canada has suggested they are considering no further rate increases going forward into 2023, which is the first time they have suggested this. This could signal we are at the tail end of any further rate increases.

If you have any questions about your variable rate mortgage, or need any further clarification please don’t hesitate to reach out.

———
📲 250-507-0008
📧 [email protected]
🖥 tomfisherrealestate.ca

12/05/2022

November 2022 Market Stats for Greater Victoria.

Contact me if you have any questions about the current market conditions.

———
📲 250-507-0008
📧 [email protected]
🖥 tomfisherrealestate.ca

11/24/2022

Are you looking to buy a home in the Greater Victoria Region? Let me help you find your dream home!

Get in contact with me today to start your home buying journey.

———
📲 250-507-0008
📧 [email protected]
🖥 tomfisherrealestate.ca

11/11/2022

Join me on Saturday, November 12th for a viewing of this band new custom-built home in a new subdivision by Laval Developments. Open house from 12pm - 2pm

Listed by:

📍3582 Delblush Lane, Langford
Offered at $1,448,888
5 Bed | 3 Bath | 2,636 sq. ft.

———
📲 250-507-0008
📧 [email protected]
🖥 tomfisherrealestate.ca

10/29/2022

Join me tomorrow (Oct 30) for a viewing of this custom designed 2 bedroom, 2 level southwest corner penthouse with beautiful views of the ocean. Open house from 11am-1pm!

📍10-9667B First St, Sidney BC
Offered at $1,199,900
2 Bed | 2 Bath | 1,230 sq. ft.

———
📲 250-507-0008
📧 [email protected]
🖥 tomfisherrealestate.ca

10/28/2022

Join me this Saturday (Oct 29) for a viewing of this nearly new townhome! Open house from 11am - 1pm!

📍21-1027 College St, Duncan BC
Offered at $599,000
3 Bed | 3 Bath | 1,524 sq. ft.

Britton Real Estate Group

———
📲 250-507-0008
📧 [email protected]
🖥 tomfisherrealestate.ca

Victoria Market Stats - September 2022🔻A total of 410 properties sold in the Victoria Real Estate Board region this Sept...
10/12/2022

Victoria Market Stats - September 2022

🔻A total of 410 properties sold in the Victoria Real Estate Board region this September.

🔺There were 2,300 active listings for sale on the Victoria Real Estate Board Multiple Listing Service® at the end of September 2022.

🔺The benchmark value for a single-family home in September was $1,364,200.

If you’d like to know more about the current market conditions get in contact with me! I’d be happy to answer your questions!

———
📲 250-507-0008
📧 [email protected]
🖥 tomfisherrealestate.ca

SOLD!📍804-707 Courtney Street2 Bed | 2 Bath Congratulations to my wonderful clients on the purchase of their new condo l...
09/15/2022

SOLD!
📍804-707 Courtney Street
2 Bed | 2 Bath
 
Congratulations to my wonderful clients on the purchase of their new condo located in the Falls building. I am extremely happy for you and your family!
 
🏠If you’re thinking of buying or selling, please don’t hesitate to reach out. I am always happy to help.

———
📲 250-507-0008
📧 [email protected]
🖥 tomfisherrealestate.ca

Address

1321 Blanshard Street
Victoria, BC
V8W0B6

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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Tom Fisher | Mortgage Broker

Born and raised in Victoria, and currently raising his two Daughter’s along with his Wife here, Tom has deep family roots on the island. Family is the utmost importance to Tom. If he’s not spending time with his whole family, he is watching his Daughter play hockey. He grew up playing hockey himself and is passionate about the sport and loves sharing the same passion with his Daughter.

Aside from spending time with his family, Tom loves working with his clients. He is extremely passionate about helping people reach their financial goals and providing them with a level of service above and beyond their expectations. Assisting people in achieving home ownership is something he takes great pride in and is truly the most rewarding aspect of his career a mortgage broker.

Having helped run his family business for years, Tom has an eye for investment opportunities and financial advancements. His entrepreneurial background gives him an edge amongst other specialists in the area. Tom’s ability to stay organized and financially assist his clients is an added benefit to his services. Finding your perfect mortgage with Tom is a stress-free and enjoyable experience and he looks forward to helping you achieve your home-buying wishes.

Get in Touch with Tom!