20/09/2026
I still see travelers worrying about how many pounds they should order from their bank before a UK trip. My answer is usually: far fewer than you think.
Cards and contactless payments are widely used throughout the UK, and in London you can even use contactless payment for much of your public transportation. I personally prefer traveling with cards and keeping a modest amount of cash available rather than carrying hundreds of pounds around.
Before leaving home, check whether your card charges foreign transaction fees and make sure you have a backup payment method stored separately. If you do need cash, use an ATM and remember our other rule: if you're offered the ATM's conversion into dollars, I generally decline that conversion and withdraw in local currency.
You don't need to arrive carrying your vacation budget in an envelope.
đź’· Save this for your UK trip. Are you Team Mostly Card or Team Cash?