09/21/2024
**Important Message from Joe, Owner of California Overland**
Hi Everybody!
Some of you may have noticed that there has not been much activity here for quite a while.
That’s because we have been dealing with a big challenge.
Unfortunately, just as the high season was approaching in February we suffered an insurance crisis. Our insurance company of almost 20 years stopped covering all Jeep tours—despite us never having a claim and a perfect safety record.
Many of you know that a lot of insurance companies have left the state. And with all the natural disasters around the country apparently the ones that remain have become extremely risk adverse. Despite our immaculate safety record, we somehow ended up in a category that most commercial insurers do not want to cover.
When the broker finally found a company, the quote came in at 6 times what we were paying before while a second insurer was close to 7 times!
Because, at this point, we were at the end of the policy, we had to cease operations.
As we’ve navigated this path, a few other brokers have taken up our cause as did the Anza Borrego Foundation. I’m very thankful to them, each of whom have worked hard to support us in keeping the business alive.
All that being said, California Overland is now faced with making a difficult decision:
1) Paying 3 times our previous insurance rate to keep the business intact as is.
2) Keeping a reasonable premium offered by one insurance company only—although that drastically reduces our fleet to 3 vehicles (Excursion Van and 2 Jeeps), substantially changing our business model.
3) Or lastly, ceasing operations and liquidating the business.
While we are working on this I wanted to let you in on it. It is a torturous decision. We had hoped, instead, to be planning a special 20th anniversary celebration next April. But you are part of our wonderful community and it feels good to let you in on all this. I am shooting to make my ultimate decision in the next two weeks. So please stay tuned. And thank you for all your support now and over the years!
Joe Raffetto, owner
California Overland Desert Excursions
"Roughing it at its Finest"