Points By J

Points By J travel points & money pointers ✈️💸
(3)

Maybe the real luxury vacation is a weekend where your brain finally goes quiet for a minute.     See Monterey
05/29/2026

Maybe the real luxury vacation is a weekend where your brain finally goes quiet for a minute. See Monterey

05/28/2026

will know I’m fully healed when I no longer need an emergency Walgreens run the night before

05/24/2026

If you want more info on the special elevated points offer on the Sapphire Reserve, comment “Reserve” These opinions are my own! They’re not of any bank, credit card company, airline or hotel. Points By J may receive compensation from JPMC if you choose to support my small business by applying for a card through an affiliate link.

05/21/2026

a huge myth is that you need to spend a ridiculous amount of money to earn a lot of credit card points. for me, biggest earnings have come from:
1. sign-up bonuses
2. personal + biz cards
3. 2-player strategy

05/07/2026

feel free to fight me on this, but if you know, you know

05/05/2026

tips if you’re planning a similar trip:
✅ Dry season (roughly Dec–April) is generally the best weather-wise, but also the most expensive
✅ Liberia airport is much closer than San José for Guanacaste/Papagayo resorts
✅ If you’re booking with points, try to reserve early. Costa Rica award availability can disappear fast during peak travel periods

05/04/2026

Wondering what age to start at? Each credit card issuer has different rules. Some allow authorized users at any age, while others have minimum ages (often around 13–16). Worth checking directly with your card issuer before adding them!

Remember, this tip only works if the parent has strong responsible, credit habits.

04/30/2026

Comment “best” for more info on the card These opinions are my own! They’re not of any bank, credit card company, airline or hotel. Points By J may receive compensation from JPMC if you choose to support my small business by applying for a card through an affiliate link.

04/27/2026

my favorite points search tools:
HOTELS
MaxMyPoint.com
StayWithPoints.com
AIRFARE
Pointsyeah.com
Seats.Aero

04/25/2026

annual posting of one of my all-time favorite travel tips

there’s been a lot of trial & error 🙃
04/22/2026

there’s been a lot of trial & error 🙃

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Chicago, IL

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