National Insurance Crime Bureau

National Insurance Crime Bureau At the NICB, we’re on a mission to stop insurance fraud and keep communities safe. Follow for real stories, data, and impact in the fight against fraud.

With our data teams, investigators, and industry partners, we turn insights into real-time impact. To report fraud, call our toll free hotline 800.TEL.NICB (800.835.6422) 7am-7pm CST Monday-Friday or visit nicb.org/how-we-help/report-fraud

08/27/2026

Buying a used vehicle takes more than finding the right price.

Flood-damaged vehicles can reappear on dealership lots or online marketplaces with little to no indication they were submerged in floodwaters.

Before you make a purchase, research the vehicle's history, buy from a reputable seller, and have the vehicle inspected by a trusted mechanic.

Use NICB's free VINCheck® service to help identify vehicles with a reported flood history before you buy.

08/25/2026

Considering getting involved in a staged accident scheme?

Think again. These scams lead to arrests, higher insurance costs, and long-term consequences.

It’s never worth it. Stay alert, stay honest, and help stop fraud.

08/18/2026

Flood damage isn't always obvious. A vehicle may look clean on the outside while hidden damage affects its safety, reliability, and value.

Before purchasing a used vehicle, inspect it for signs of flood damage, and have a trusted mechanic perform a pre-purchase inspection.

Use NICB's free VINCheck® service to help identify vehicles with a reported flood history: https://www.nicb.org/vincheck

08/13/2026

Flood damage isn't always easy to spot, and some vehicles are sold without disclosing their flood history.

Before you buy a used vehicle, take a few minutes to do your research.

Use NICB's free VINCheck® service to identify whether a vehicle has been reported as stolen or salvaged and check for signs that could indicate prior flood damage: https://www.nicb.org/vincheck

Bad actors don’t wait for the storm to pass.As Texas communities recover from severe flooding, scammers may target homeo...
08/12/2026

Bad actors don’t wait for the storm to pass.

As Texas communities recover from severe flooding, scammers may target homeowners looking to repair damaged property. Be cautious of contractors who demand large upfront payments, pressure you to act quickly, or promise fast repairs without proper credentials.

Before hiring someone:
✔️ Research the contractor
✔️ Get multiple bids
✔️ Verify licenses and insurance
✔️ Don’t feel pressured to make an immediate decision

If something doesn’t feel right, trust your instincts and report suspected fraud.

For more information on protecting yourself from disaster-related fraud, visit: https://www.nicb.org/how-we-help/report-fraud

Your home or business deserves repairs you can trust. As Texas communities recover from recent flooding, take a few minu...
08/06/2026

Your home or business deserves repairs you can trust.

As Texas communities recover from recent flooding, take a few minutes to research contractors before signing a contract.

NICB's free Contractor Search Checklist can help you compare estimates, verify credentials, and keep important insurance information organized throughout the repair process."

Download your free checklist here: https://www.nicb.org/media/2509/download

Not all crashes are accidental. Staged and caused accidents are deliberate schemes designed to benefit criminals. Stay a...
08/05/2026

Not all crashes are accidental.

Staged and caused accidents are deliberate schemes designed to benefit criminals. Stay aware on the road — don’t let fraudsters make you their next target.

Learn more at https://bit.ly/2GLe2SW

Flood-damaged vehicles can look like a great deal. Before you buy a used car, check its history, look for signs of flood...
08/03/2026

Flood-damaged vehicles can look like a great deal.

Before you buy a used car, check its history, look for signs of flood damage, and have a trusted mechanic inspect it before you buy.

Don't let flood damage catch you off guard. Use NICB's free VINCheck® service to help identify vehicles with a reported flood history: https://www.nicb.org/vincheck

The latest data shows encouraging progress, but vehicle theft continues to affect hundreds of thousands of Americans eac...
07/28/2026

The latest data shows encouraging progress, but vehicle theft continues to affect hundreds of thousands of Americans each year.

Staying informed and practicing simple theft prevention measures remain the most effective ways to reduce risk.

For more information on vehicle theft prevention, visit: https://www.nicb.org/prevent-vehicle-theft

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