10/19/2026
Time Well Spent | XCHNG Lofts in Experience Downtown Effingham
Upstairs in a historic bank building on Jefferson Avenue, Exchange Stays has four loft apartments with original brick, tall windows, and a view of Downtown Effingham you just can't get from the sidewalk. π
If the whole family is coming home, the Big Luxury Loft sleeps eight and has two full baths, a fireplace, and a table that stretches to seat ten. If you're planning a cozy getaway for two, like a shopping weekend or a quiet escape between family gatherings, the Downtown Luxury for Two has vaulted ceilings, a book nook by the window, and a shuffleboard table... if you're up for some friendly competition.
Wherever you stay this holiday season, good coffee is around every corner, and Wheat Penny , the building's underground speakeasy, is just downstairs (we hear they've got something festive up their sleeve this year!)
A home away from home, for as few (or as many) as you'd like to bring along.
See all four lofts and book your stay. Link in our Stories.
πΈ Rachel Kawate