09/01/2026
🚢 TRAVEL TIP TUESDAY: LET'S TALK ABOUT THE PART OF TRAVEL INSURANCE PEOPLE THINK THEY DON'T NEED. 😬
Two weeks ago, I watched firsthand why I will continue to preach:
BUY. THE. TRAVEL. INSURANCE.
While we were on our cruise, a gentleman collapsed near us on the pool deck. Medics responded quickly, and thankfully, he was talking when they cleared the area.
Later during dinner, an announcement was made asking certain passengers to report to medical.
Then came another announcement:
🚨 The ship was TURNING AROUND toward Galveston for a medical evacuation.
We literally changed course so this gentleman could receive the emergency care he needed.
Eventually, a helicopter arrived and airlifted him from the ship. 🚁
Watching that happen in REAL LIFE hit differently.
Because here's the part I need travelers to understand:
💜 Travel insurance isn't JUST about getting your cruise money back if you have to cancel.
It's also about what happens when you are hundreds of miles from home and something goes medically wrong.
Emergency medical evacuation can cost tens or even HUNDREDS OF THOUSANDS OF DOLLARS, depending on where you are and the transportation and medical care required.
That's why I recommend looking for a policy with:
🏥 At least $100,000 in Emergency Medical Coverage
🚁 At least $250,000 in Emergency Medical Evacuation Coverage
And depending on where you're traveling, $500,000+ in evacuation coverage can make even more sense.
Please don't decline insurance just because:
🗣️ “I'm healthy.”
🗣️ “Nothing is going to happen.”
🗣️ “It's just a cruise.”
Sir. Ma'am.
Nobody boards a cruise planning to be airlifted off of it.
Travel insurance is one of those things you hope you NEVER have to use.
But if the day comes when you DO need it?
You may be very thankful you spent those extra dollars.
I watched a helicopter come get somebody off my cruise.
That was enough Travel Talk for ME. 😭
Protect the vacation.
But more importantly, protect THE TRAVELER. 💜🚢🚁
