08/31/2026
My least glamorous conversation with clients is also one of the most important. Let’s talk travel insurance, because a few myths come up every single time:
“My credit card covers me.” Sometimes, partially. Card coverage often has low limits and major exclusions, especially for medical care abroad.
“I’m healthy, I don’t need medical coverage.” Medical evacuation from a remote destination can run six figures. This is the coverage that matters most, not the trip-cost piece.
“I’ll add it later.” Many benefits, including pre-existing condition waivers and cancel-for-any-reason options, are only available within a short window after your first trip payment.
I’m not an insurance broker, but I make sure every client understands the options before a big trip, especially safaris, cruises, and remote destinations.
Planning something significant this year? Let’s make sure this box is checked properly.