MARIA E. PENALOZA

04/09/2026

When Buying a Home Feels Out of Reach, Some Families Do This Instead

If you want more information on multi-generational homes, let’s have a quick conversation about what’s available in our area. Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.

Para mucha gente, las matemáticas sobre comprar una casa simplemente no encajan ahora mismo.

04/08/2026

Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know.

ARMs are getting more attention again because they can make buying a home more affordable in the short term. But they’re not right for everyone.

The key is understanding how they work, what the risks are, and whether they fit your plan. And that’s why you need to talk to a trusted lender and financial advisor before you make any decisions.

Si usted ha estado buscando una vivienda últimamente, probablemente haya notado lo difícil que sigue siendo la asequibilidad.

04/07/2026

Investors Own Just 0.4% of Single-Family Homes

You may have heard big investors are buying a lot of homes. But that’s not what the numbers show. Only 0.4% of the single-family homes in this country are owned by big investors. Want a quick breakdown of what’s really driving today’s market? Let’s talk.

04/06/2026

Your House Hasn’t Sold Yet. Should You Rent It Out Instead?

If you're torn between selling and renting, make sure to carefully weigh the pros and cons first. For some homeowners, the hassle (and the expense) of renting may not be worth it.

Cuando su casa permanece en el mercado más tiempo del esperado, puede volverse frustrante rápidamente.

04/02/2026

Before You Fall in Love with a House, Do This First.

Ask yourself this: if your perfect home popped up tomorrow, would you be ready to make a move?

If the answer is no and you want to buy, it may be time to get pre-approved. You don’t feel behind before your search even officially kicks off.

Sea honesto. ¿Ha empezado ya a buscar casas en línea? Si lo ha hecho, ya es hora de obtener una preaprobación.

04/01/2026

Don’t Let Home Prices Headlines Fool You

It’s easy to get caught up in headlines that make it sound like something big is about to happen. But don’t be fooled. The housing market isn’t crashing. It’s just shifting.

The key is understanding what’s actually happening in your market, so you can make the right move for you. Let’s connect if you want the local perspective.

Dedique unos 5 minutos en línea buscando noticias sobre el mercado de la vivienda, y lo más probable es que usted vea algo sobre los precios de las casas. 

03/31/2026

The Best February for New Listings in 4 Years

Feel like you’ve seen everything on the market, but nothing’s quite right? Remember, fresh options are popping up every day. In February, 362k more homes hit the market. And one of those could be exactly what you’re looking for.

03/30/2026

This’ll Change What You Think About Investors in Today’s Housing Market

It’s easy to assume big investors are taking over the housing market, but the data tells a different story. If you want an expert's opinion on what investor activity looks like in our area, let's talk.

Because odds are, it’s not as big a factor as you may think.

Ahora mismo hay mucho ruido sobre los inversionistas en el mercado de la vivienda.

03/26/2026

The Best Week To List Your House Is Just Around the Corner

Getting your house on the market in mid-April may give you an extra edge, but the bigger opportunity is the Spring season as a whole. The real question is:

Do you know what you need to do before you can list?

Because it’s officially go-time for any seller planning a Spring move.

If you want your house to hit the market this week (or even this season), let’s talk about what it’ll take to get it ready.

Aunque la temporada de la primavera ofrece algunas de las mejores condiciones para los vendedores de casas, Realtor.com señala una ventana en la que las estrellas realmente parecen alinearse año tras año. Y está llegando rápido.

03/25/2026

You Can’t Control What’s Happening with Mortgage Rates. But You Can Control This.

Thinking about buying right now? The best advice is to accept that you can’t control where rates are going to go from here.

What you can do is work with a trusted lender and take steps that’ll help you get the best rate possible.

So, if you want to move today, let's make it happen. We just need to control the controllables and focus where it counts.

Las tasas hipotecarias han estado volátiles últimamente. Y si usted está pensando en comprar una casa, eso puede dificultar la planificación.

03/24/2026

It’s Time To Get Your House Back on the Market

If you pulled your house off the market late last year, you should know... 40% of sellers who made that same choice have already re-listed. Want to know why they’re confident it’ll be different this time? Let’s talk.

03/23/2026

The Remodel You’ve Been Dreaming About May Be Closer Than You Think

Whether you’re selling next year or just giving your house some TLC, the right home improvements today can set you up for success tomorrow. And the best part? Your equity may be the key to making it happen.

What’s one upgrade you’ve been thinking about – and wondering if it’s worth it?

Let’s have a quick conversation about whether it’s the right decision for your home.

Esa cocina que usted ha estado rediseñando mentalmente...El baño que realmente necesita una actualización...O el espacio exterior que usted sigue diciendo que algún día lo hará...