MARIA E. PENALOZA

08/21/2025

From Frenzy to Breathing Room: Buyers Finally Have Time Again

If the chaos of the past few years drove you to hit pause, this is your green light. The market’s pace has shifted. You have more time. More options. More power.
And with the right agent guiding you, you’re in the best position you’ve been in for years.

Let’s talk about what the pace looks like in our area, and if now could be the right time for you to re-enter the market.

Si usted intento comprar una casa hace unos años, probablemente todavía recuerde el frenesí.

08/20/2025

Condos Could Be a Win for Today’s Buyers

Condos aren’t just a fallback option. In today’s market, they’re one of the most strategic ways to buy. With more options, softening prices, and more room to negotiate, now could be the right time to make your move.

Could a condo check more boxes than you expected? Let’s talk through your options and find out.

No todos los compradores de vivienda quieren la casa más grande de la cuadra.

08/19/2025

How Changing Rates Impact Your Monthly Payment

Even a small shift in mortgage rates can make a big difference in your monthly payment. Want to stay on top of rate changes and what they mean for your budget? Let’s connect.

08/18/2025

More Contracts Are Falling Through. Here’s How To Get Ahead.

If you want to avoid potential snags in your deal, a pre-listing inspection could be the way to go. Let’s talk about whether a pre-listing inspection is the right move for your house and market.

Would you rather find out about a major repair now, when you can handle it on your terms – or after you’re under contract, when the clock is ticking?

Cuando usted vende una casa, lo último que desea es que el trato se desmorone justo antes del cierre.

08/15/2025

Are These Myths About Buying a Newly Built Home Holding You Back?

Don’t let misconceptions keep you from exploring one of the most promising options in today’s housing market.

Whether you’re curious about what’s being built nearby or wondering if a new home fits your budget, let’s connect and take a closer look. You might be surprised by what’s out there.

Si usted ha estado omitiendo las casas recién construidas en su búsqueda, es posible que lo esté haciendo, basándose en suposiciones obsoletas.

08/14/2025

Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff

Rates aren't expected to hit 6% this year. But when they do, you’ll have to deal with more competition as other buyers jump back in. If you want less pressure and more negotiating power, that opportunity is already here – and it might not last for long. It all depends on what happens in the economy next.

Let’s talk about what’s happening in our area and whether it makes sense to make your move now, before everyone else does.

Las tasas hipotecarias siguen siendo un tema candente, y por una buena razón.

08/13/2025

What You Need To Know About Concessions

Now that there are more homes for sale, buyers have more options. And sellers need to be more flexible to close the deal.

That's why almost half of homeowners are making some type of concession. This can include covering closing costs, paying for repairs, or dropping the price.

Not sure which concessions to offer? Let’s connect so you know what’s working for sellers in our market.

Ahora que hay más casas para la venta, los compradores tienen más opciones. Y los vendedores deben ser más flexibles para cerrar el trato. 

08/12/2025

Almost Half of Sellers Are Making Concessions To Get Their House Sold

Almost half of sellers are making concessions right now to get their house sold. If you want to know which concessions are working for sellers in our market, reach out.

08/11/2025

Online Home-Buying Search Terms Recently Hit 2-Year High

If you’ve been thinking, “I’ll sell once buyers come back,” you might want to take another look. Online search trends show they’re already interested.

What would make you feel confident putting your house on the market this year? Let’s connect to talk through it.

Lo crea o no, hay señales claras de que el interés de los compradores se está calentando nuevamente.

08/08/2025

Why Selling Without an Agent Can Cost You More Than You Think

In a market with more listings and pickier buyers, many sellers who try to sell on their own end up working with an agent anyway. So why not start there?

Let’s connect so you have a pro who knows exactly what it takes to sell your house in today’s market, for the best possible price, without leaving money on the table.

Reach out if you want a professional assessment on what your house could sell for today.

Eliminar al agente puede parecer una forma inteligente de ahorrar cuando vende su casa. Pero aquí está la dura verdad. 

08/07/2025

A Second Home Might Be the Missing Piece in Your Retirement Plan

Let’s talk about what’s possible and explore whether owning a second home could bring you more security and peace of mind for the road ahead.

If a second home could help you retire earlier or with more freedom, would you want to take a closer look?

¿Se pregunta si está por buen camino para jubilarse algún día? 

08/06/2025

2 Advantages of Buying a Newly Built Home Today

Since there are more new homes on the market, builders are motivated to sell and that’s leading to two great perks: price cuts and lower rates. Let’s connect if you want to see what builders are offering in our area.