
09/06/2025
CANCELLATION PLUS - New Travel Insurance Product Available ✈️
Let's chat travel insurance for a minute, because I want to tell you about a new product/level of coverage I can offer to you.
First things first - this policy is much more expensive than what I've offered you/will still offer you with our partners at NIB. But it's a completely different, unique level of cover. Because the product opens itself up to many more claims, obviously the risk of claim is higher to the insurer and therefore the premiums are higher.
BUT, I can see so many circumstances where this insurance will be very important to some travellers. Because you know, life sucks sometimes and as much as we don't ever think we will need to cancel our dream holiday - stuff happens.
Here are some scenarios where 'Cancellation Plus' for those “didn’t see that coming” moments that aren’t covered by the standard cancellation cover.
- You’ve cut ties with your travel buddy and don’t want to travel with them anymore
- You’ve changed your mind about travelling
- You’re worried about your friend’s health and wouldn’t want to go away if their health deteriorated
- Your visa application wasn’t approved
- You were too eager booking your trip before getting your leave approved.
- Cost of living has stung you and you can’t afford to travel at the moment
- You’re worried about your elderley parent's health (where they have pre-existing conditions) and wouldn’t want to go away if their health deteriorated
But there are some VERY important T&C's to be aware of.
- Cancellation Plus Cover covers a portion of your prepaid, non-refundable costs - not all of them. It covers the lesser of 75% of the non-refundable unused portion of your coverable prepaid travel costs or 75% of the Cancellation Cover sum.
- The maximum you can claim under a Cancellation Plus scenario is $10,000.
- You can't add this cover on later. You can only buy Cancellation Plus Cover at the same time as buying your travel insurance policy
- It doesn't cover any elements of your holiday paid more than 48hours before purchasing the policy
- You must cancel your holiday more than 48hours before taking off. Cancelling within 48hours of departure is NOT covered.
- There are certain destinations this doesn't cover (Russia, Ukraine, Iran...and others)
There are obviously lots more T&C's and I have the full product disclosure statement for you if this is something of interest.
Want to know more? Email [email protected] for a quote and more information. Also, you don't have to have booked your holiday with me for me to help with your insurance. If you've booked yourself or booked through an agent that can't offer you this option, please feel free to reach out.